Canadian real estate has been a tough nut to crack for some homebuyers, and those with less than 20 per cent as a down payment now face another challenge, with Canada Mortgage and Housing Corp.’s (CMHC) tighter qualification rules for borrowers of high-ratio mortgages. This move is in response to the global pandemic that has left many Canadians vulnerable. The changes, which include lower debt...
With social distancing advisories and non-essential business closures in place, many people – some realtors included – are scrutinizing whether real estate is an essential service as it has been classified in many regions across Canada and the US. Those who argue against the essential classification are coming from a good place, with hopes that more-stringent lockdowns will stop the spread of...
As Covid-19 sweeps its way through our cities and neighbourhoods, we’ve also seen acts of kindness emerge in its wake. From cities and countries pulling together to weather the economic storms ahead, to online communities offering support for individuals, families, students, homeowners, renters, business owners, employees, those looking for work, and those trying to manage their day to day in this new...
According to research by the National Association of Realtors, there are huge benefits to working with a real estate agent, including higher sale prices. However, every homebuyer and seller would be wise to do some “home work” to find a real estate agent who knows his or her market and who has a proven track record. Treat your vetting process like you would a job interview: ask lots of...
I think at some point we have all questioned our money-handling abilities, whether it be the Starbucks runs or the $300 dress that we definitely didn’t need, money is a precious resource that so many of us don’t know how to handle well (me included). Obviously when you work hard at your job you want to spoil yourself a little, and you deserve it! But sometimes it can go a little beyond that into...
Read about Personal Style and Home...
After your New Year's resolution to go to the gym in 2020 inevitably fell flat, as it did for many of us, and the cookie dough ultimately proved more intriguing than a sweaty sports bra, you may have been left with the question of what’s next? For many of us busy overachievers, working out at a gym is a luxury that we either are not able to afford, or don’t have the time to make work. Thankfully, I...
Read about being BOLD in your home...
It can sometimes feel like everyone is in on a big music secret, and you never got the memo. So, if you’re not a tech savvy millennial, where do you find your current music? Through many years of music listening experience, through many varying platforms, here are three easy steps to discover fresh, new music; Shuffling Spotify playlists, viewing Pitchfork’s highest rated, and exchanging music with any...
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