If you have seen the movie Confessions of a Shopaholic then you know that if you like to shop then you have to clear up your closet space with items you don't use. Otherwise, they're going to start falling on you! LOL Here are some ways you can clear out your precious closet space so you can make room for new wardrobe items. 1. Is there anything you haven't worn in the last 6 months to a...
Canadian real estate continues to make headlines for its strength and resilience in the face of COVID-19, and increasingly for the obstacles preventing homebuyers from entering or moving up in the market. A question on everyone’s lips right now is, how long can this current rate of price growth continue? In the face of record-low housing inventory and rising demand across the country, it seems there’s...
The History of St Patrick’s DaySt. Patrick’s Day is a special day for me as March 17 was my Grandfather’s birthday (Papa) who was a special person in my life coupled with the fact that I have Irish blood running through my veins. Because of this, I thought I would look at the history of this day. St. Patrick’s Day is celebrated annually on March 17, the anniversary of his death in the fifth...
Canadian real estate surprised everyone in 2020. While the markets closed the year with red-hot, record-breaking activity, the year brought much uncertainty, financial upheaval, renewed forecasts of a bursting housing bubble, and other news that will likely continue to impact market activity in 2021. With the first week of the new year behind us, here’s a look back at 2020’s top Canadian housing...
The Bank of Canada, this morning, released its January Monetary Policy Report (MPR), showing they expect to keep overnight interest rates at its "effective lower bound" of 0.25% until 2023 (see chart below). To reinforce this commitment and keep interest rates low across the yield curve, the Bank will continue its Quantitative Easing (QE) program--buying $4 billion of Government of Canada bonds every week...
Motivated by low interest rates, last year people across Canada were on the move to wherever their telecommuting hearts desired. But will the trends continue in 2021? Those looking to buy or sell a home in early 2021 might want to keep in mind the three “I’s”: Interest rates, inventory and internet access (and the relocation possibilities it opens up!). Experts anticipate the housing market...
This Christmas, so many traditions have needed to change because of Covid-19. Why not change up your Christmas crafting projects with one of 2020s most sought-after household staple, the coveted toilet paper roll! Here are a few craft ideas for Christmas decorations using the toilet paper roll! The first task on a traditional Advent calendar chain. The amount of toilet paper rolls will depend on how...
This month's Realty Insights newsletter hit mailboxes today! The home gym tips were too good not to share. Use Things Around Your Home as Your "Home Gym". As our homes, once again, become the center of our activity, health officials remind us to stay active, and continue to enjoy the outdoors even as the weather shifts. Regular exercise or activity can have a major impact on mental and emotional...
As the weather starts to cool down, you'll need to start to think about your fall yard maintenance. We've created this important checklist to guide you through. Clean out the garden beds.It's a clever idea to clean out your garden beds in preparation for the winter. Rake out any debris, fallen plant matter, and weeds. Trim back any perennial plants along the sidewalk to make it easier to shovel in the...
Purchasing a home is one of the most stressful processes to go through as there are many moving parts. Today we want to look at an overview of the entire home buying process. There are many individuals that make up the home-buying process. We are going to start with your mortgage broker. A mortgage broker will work with you to get pre-approved as well as guide you through incentives like the first-time...